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View Full Version : Repaying a Debt



Paradiizee
07-07-2013, 06:24 PM
Our story begins with a not so young lady by the name of Sarah. She'll be 42 on her next birthday, and still single, or as she refers to it "safely single".

No need for a man in her life fulltime to complicate matters, when she's hungry she reaches for an ever willing body to take care of the particular craving she's feeling at the moment and after mutual pleasures are satisfied, she sends them on their merry way. It is a practice that has worked well for her and she's in no particular hurry to change matters.

Sarah owns a boutique where she sells erotic lingerie and sundry items for sensual pleasuring. Business is booming in this small town, as one of her featured services is to host discreet gatherings for the more faint-hearted ladies who are either too busy or too shy to visit her store.

She's built up a healthy clientele and enjoys the "Hen Parties" she's asked to host several times per month. It's quite a hoot standing in front of the gathered ladies, showing them the beautifully made, skimpy lacy folderol's, the silky gowns in beautiful shades and lengths.

When the time comes to bring out the ammunition, so to speak, an audible gasp is heard as she shows her wares, the ladies ask her many questions and intrepid saleslady that she is, truthfully advises them on the most satisfying ones that are available.

"Of course, it's what you prefer, I have something here for everyone."

Questions bombard her from left and right and the evening takes on a rather raunchy tone. By the end of it, the ladies are most excited to return home to either try their purchases on or in, alone or with their mates. Sarah is very well liked in the community by the ladies, both for her ready smile, trustworthy advice and no-nonsense approach to questions of a sexual matter.

As she drives home, she recalls a young woman who had approached her to speak privately to her, while all the other ladies were busy.

"Do you have in your myriad bag of tricks, such a thing as a paddle?"

"A paddle? Um...no I don't have one with me but I can probably get you one without too much trouble. I'll just contact my supplier and see what she can do for me."

She was rewarded with a huge smile from the young woman. "Oh thank you, I want to give it to my husband as a gift for his birthday. "

Sarah's brows shot up. "ahhh"

All the way home she's been imagining herself in that position, over someone's knee with her skirt hiked up, having her cheeks smacked first by a strong uncompromising hand and then with a paddle.

She's not too sure she would be able to put up with such punishment, no matter what crime she had been perceived to have committed. There just wasn't anybody in her life she would trust to wield that power over her.

But the thoughts running through her head were having an effect. She felt excitement, a tingling in her nether regions, picturing herself in that position.

"Oh my goodness," she thought to herself. "I think it's time for a wee tumble. I need to clear some of these silly notions from my head."

She arrived at her apartment building, driving a little faster than she should have. By the time she noticed the car ahead of her it was too late. She did slam on her breaks and turned her wheel to try to avoid hitting the back of the huge black SUV, but the gods were not smiling down on Miss Sarah this evening and she heard a grinding, crunching noise.

She automatically closed her eyes upon impact and waited for the awful sounds to subside. When everything seemed to be at a standstill she slowly opened one eye, to stare into the glowering face of a man standing near her driver's door. He yanked the door open and unceremoniously helped her out of her vehicle.

"Just what the hell do you think you were doing coming at me out of the blue like that, don't you have any sense at all in that poor excuse of a head of yours?" he hollered at her.

"Oh Jim, do shut up. I didn't do this on purpose and please stop making a scene. My insurance will cover the damages. Dammit, let go of my arm."

He didn't let go of her arm, instead he looked at her more closely and asked grudgingly, "Are you okay?"

"I'm fine, how about you? I don't think the impact was all that severe, you've got a busted tail light but my fender looks like it took the major damage. Awww jeez and I just got it back from the shop last week."

He told her he'd call on her later for the insurance specifics and she agreed.

Gathering her purse and keys, she made her way to her apartment. Just what she needed, another incident to make her insurance rates go up. Then she had a thought, maybe she'd ask Jim to just get his truck fixed and she'd take care of the bill personally and get her own car done at the same time. It would dip into her savings considerably but it would probably be less costly insurance wise for the next few years.

She was just getting herself a glass of wine when there was a knock at her door, she went to open it and there stood a still scowling Jim, looking down at her. She invited him in and offered him a beer which he accepted and put forth to him the plan she had about avoiding higher insurance rates.

Jim was agreeable and they shook hands on their deal. He was a nice man she thought. She'd known him for several years and had always liked him, though they hardly ever ran into each other, his job kept him traveling a fair amount.

They talked for a while and when Jim saw her try to hide a yawn he got up and said it was time for him to go. She apologized, saying it had been a long day but that he should call her to let her know how much the repairs to his truck would be and she'd take care of it.

The next few days were busy ones for Miss Sarah, she was seriously considering hiring someone to help out in her shop, it was getting very busy and what with the added toy parties she wasn't getting much time off.

She'd just received a shipment from her supplier and was busily checking things out, when she came upon several wooden paddles. Ah yes, she'd completely forgotten about those. Also in the box were several pairs of handcuffs, blindfolds, large feather looking dusters that she imagined weren't really used for dusting.

She was having a good chuckle as she spied the items her supplier had included when her reverie was disrupted by the phone ringing. It was Jim and he'd had his truck repaired and would drop the bill off to her that evening if that was okay.

She answered yes of course and burst out laughing when her hands lifted out a very sexy leather bustier. Jim asked her what was so funny and she told him about the shipment she'd just received and the surprising array that had come in it. He asked her if she could bring some with her that evening, he had a special lady in mind that he wanted to give a little gift to. She agreed and said she would see him later.

Sarah had showered and changed into her night shirt when the buzzer sounded.

"Who is it," she asked testily. "Me, Jim," was the answer.

As he entered she brushed by him saying "Grab yourself a beer while I go change. "Sorry Sarah, you should have said so. I don't have much time, got to catch a flight in a couple of hours, just came by to drop the bill off".

She nodded to him and turned to go to her room. He helped himself to a beer from her fridge and went to sit in her living room. There he spotted a box, which he assumed held the samples she'd brought for him to check out. He put his beer on the table, sat down with the box and proceeded to take out all of the items one by one, smiling to himself slyly.

Sarah found him sitting with a paddle in his hand and a far away look on his face. "Don't tell me you're going to give that to your special lady?" she asked. He turned to look at her and one brow rose. "You know the other night when you rammed into me, it was a good thing I didn't have one of these".

Sarah felt a tingle course through her body, she had never thought she'd ever find the idea of being spanked appealing.

"Well Jim, if I thought you'd overlook that repair bill I might let you use that on me instead".

Jim looked her squarely in the eyes and said, "You've got yourself a deal little lady."

Sarah was flabbergasted. She'd been joking when she made that comment, but she could see that Jim was very serious indeed. He stood up and she backed away, sputtering, "But, but Jim, I'm only kidding, I didn't really mean that, I've never been spanked and I don't think I'd like that very much"

Jim smiled at her, "well it's your choice Sarah, a few spankings compared to a $1200 repair bill".

Sarah gulped, "$1200. You can't be serious, it was just the tail light, let me see that bill."

Jim fished it from his jacket pocket and handed it to her. Sure enough that was the amount. It seemed there was more damaged than the taillight.

"Oh great," she thought to herself. "Mine is damaged worse than this, how much is that going to cost?"

"What do you mean a few spankings?" she finally caught on to what he had said.

"I mean $1200 worth of spankings Sarah. If you are agreeable, we'll discuss just how many, how often, where and when."

She kept thinking how much money her foolishness would cost her and weighed that against the spankings.

"Okay Jim, let's talk about this, have you ever done this sort of thing before?"

"Uh huh. I was in a long relationship with a lady that would need the odd spanking now and then just to keep her in line. We both enjoyed the benefits tremendously," he smiled at her. "Want to give it a try, to see if this will be your preferred method of payment?"

"But how Jim, how do we do this?"

"Well first I'll let you select the implement for your punishment or you can choose my hand if you think you'd prefer that, but I must tell you, you will be over my knee, your skirt lifted and your panties down. That's just how I do these things."

"Jim, you mean you're going to see me bare-assed. I don't think so. I know we've known each other for a long time but this isn't something...um normal proceedings amongst friends," she said.

"We're beyond normal now Sarah. We don't have to go through with it, you can always just sign a check for me for the repairs."

She groaned, "Oh all right, I'll give it a try I guess, but if I don't like it, will you stop?"

"Ah Sarah, I'll do better than that. I'll only give you 20 smacks with my hand and if you don't think you can put up with even that, choose a word to say that you will tell me and I will stop immediately. Okay?"

Jim smiled and nodded and extended his hand. She placed hers in it and he brought her down to sit on his lap on the couch. He cuddled her gently, telling her what a bad girl she was to drive so fast. Not only was she endangering her own life but other people's as well. She'd been lucky this time, but what if it had been more serious, what if someone had been hurt or killed, could she live with herself, he queried. She hung her head and waited.

"Okay Sarah, pull your skirt up and your panties down and let's get on with this," Jim told her gruffly.

She did as she was told and he helped her to lay face down across his lap. She wasn't prepared for the first smack of his hand; it had come down hard and quick.

She yelped and tried to put her own hand across her bum to avoid the sting from the next blow, but he grasped it in his and held it while his other one came down again and again.

Sarah was thrashing about on him, trying in vain to get away from the stinging slaps to her tender globes and at the same time as she was trying to control her tears, but they escaped her along with the sobs she'd been valiantly trying to hold inside.

The last few spanks were the hardest and she was praying she wouldn't disgrace herself. She felt his hand gently rub her reddened backside, then he helped her sit up and guided her head onto his shoulder as he murmured what a good girl she had been to take her punishment so well and that he hoped she'd learned a lesson.

He waited for the sobs to subside while holding her gently, running his hand up and down her back. He could feel how embarrassed she was and tilted her head up and looked into her eyes.

"Do you think this will be an acceptable form of repayment Sarah? It's your choice. I must tell you though, if you do chose this way, there are 11 more spankings to come, to be given at my discretion".

Sarah looked back at him with a piteous look on her face and she nodded,

"If you are willing to accept this form of payment for the accident, I can live with that, but what do you mean at your discretion?"

He shifted her again on his lap and this time she couldn't help but feel the proof that Jim wasn't immune to her state of undress, her skirt partially covering her very pink bottom.

She sucked in her breath, this was something she hadn't expected, but she felt a rush run through her body at his next words.

"The spanking is the first part of the punishment, when you've calmed down I will expect you to kneel before me and take me into your mouth and show me the respect you feel I deserve".

Her mouth opened and closed several times without a sound coming out.

She lowered her head and whispered shyly "Now?"

He once again titled her head and said, "Now would be as good a time as any".

As Sarah eased off his lap and onto the floor. She looked up into his face and he could see the tracks her tears had left, her trembling mouth, the questions in her eyes that she was either too shy or embarrassed to ask.

He didn't give her an easy way out, he wanted to see what stuff she was made of, if, as he suspected, she was indeed a woman with a submissive heart, who probably did not even recognize that in herself.

She reached for his waist band and unbuttoned it, easing down the zipper slowly, taking him in her hand and releasing him from his clothing. Her mouth kissed his tip gently, her tongue appearing for quick wet licks, and then an all out assault on his member that left him reeling.

He erupted in her mouth, as she gentled her movements and waited for his next move.

"You can get up now Sarah and please fetch me a wet cloth," he said softly.

She stood up and he watched her hips swaying as she walked away from him.

He heard the water running in her bathroom and decided to join her there. As he walked in he found her staring at herself in the mirror, a look of disbelief on her face.

"What's the matter Sarah, what has you so confused?" he queried.

"I don't understand this Jim. I've never been submissive in any aspect of my life. Why all of a sudden does this happen to me and why don't I find it strange or perverse?" she asked as she turned towards him.

"Maybe because you never chose the type of man that could bring this out in you before Sarah," he said reaching for her and enveloping her in a warm hug. "Could be that you weren't to give anyone that much power over you. In our case here, you see that there is an eventual end to it, eleven more spankings and then our bargain is over. Afterwards you'll be free to resume your life as it's been so far."

Her head was on his shoulder, face turned towards his neck and he heard her say, "But I think I like this submissive part of me. It was such a release, like atoning for my sins and knowing that I wouldn't have to carry the guilt around. The spanking let me let go of it. Does that make sense?"

"Oh babygirl, it makes more sense than you realize and I wish I had more time to look at all the aspects of it with you, but I really do have to catch that plane and I have to go now."

Sarah smiled at him and walked him to her door. "Thanks Jim, for everything. Have a good and safe trip."

She stood on her tiptoes to place a kiss on his cheek and he turned his head so that their lips met. He gave her a deep kiss that she felt all the way down to her toes.

"Think about me while I'm gone. I know my thoughts will be returning to this afternoon over and over again, making me wish you were with me so that we could continue with these discoveries."

He let her go and turned to leave, glancing at her one last time with a smoldering look in his eyes that sent shivers to every part of her body. After the door closed she leaned against it, contemplating what had transpired.

Sarah lay on her bed and closed her eyes, seeing herself as he would have laying across his lap, her posterior becoming pinker with each spank, her efforts to stop the punishment, her tears and his gentling touch when the spanking was over.

She sensed a wetness between her legs and brought her hand down, her fingers slowly insinuating themselves between her lips. She touched herself all the while imagining it was Jim's hand that was there. Her orgasm was quick and powerful and it was his name that she moaned as she came.

It was a week of quiet introspection for Sarah. She questioned her sanity at letting Jim spank her, later coming face to face with the realization that since her earliest fantasies there had always been scenes of being over someone's knee, of being spanked.

There was a highly erotic element in that picture for her, it never ceased to excite her. The reality of it was, that she'd enjoyed the spanking Jim had given her, the submissive act of kneeling in front of him afterwards and pleasuring him. She looked forward to his return so that she could again feel like the naughty little girl being disciplined. She yearned for his touch and to touch him back.

Jim was also thinking of the events that had transpired.

He kept seeing Sarah's face, the parts of her body that had been bared for him. He wanted more from her, wanted her to submit to him on every level. He wanted Sarah, all of her and wondered if she would accept a relationship with him.

He knew her track record with men, she was as fickle as a butterfly, her affairs never lasting longer than a month at the most. But he figured he had the upper hand, so to speak, even if he had to postpone the spankings for a time, let them get to know each other more intimately but always leave her wondering when he would decide that she was due for a little spanking session.

He called her at work a few days before his return and asked if she would have dinner with him.

"I'm a fair cook you know and wondered if I could lure you to my cave for a fine meal and a spicy desert, perhaps pick up where we left off last week." She felt a thrill run through body.

"I'd love to sample your cooking Jim. Many is the time I wished I could knock on your door and invite myself, the smells emanating from your place were so wonderful."

"It's a date then. I'll be back Friday afternoon. Just drop in whenever you get home and I will tempt you with my humble offerings," he said laughingly.

All day Friday she was in a constant state of excitement, she could hardly wait till closing time, the hours just seemed to crawl by. At least she'd found someone to help her out in the boutique. This would free her up considerably and maybe she could start to enjoy the odd few days off.

Finally her work day ended. She went to her office to pick up her purse and keys and also the articles she had chosen for herself, a lacy see-through bra with matching thong in a beautiful shade of red, she just couldn't resist them.

She was planning to have a nice leisurely bath when she got home, slip into her new lingerie and wear a very sedate blouse and skirt. She liked to have contrasts like that, looking so prim and proper on the outside but boy underneath, Jim would be in for a surprise when he helped her across his lap, and eased her skirt up for the spanking she was sure he would give her.

When she was ready she studied herself in the mirror, the excitement she was feeling was very visible in the twinkling of her eyes. A sly smile and flick of her head and she was off. Her knock on his door was answered with a, "Come in, it's not locked" and as she entered his apartment she followed her nose to the kitchen.

She found Jim standing at the counter chopping vegetables to throw into a wok that was sizzling with spices and strips of meat. The aromas that greeted her nose made her mouth water as did the sight of Jim in his rolled up shirt sleeves, bib apron and easy smile. His eyes took in the fresh beauty standing before him.

"Grab yourself a glass from the rack there and pour yourself some wine. I'll just throw these veggies in and we can let it simmer slowly for a few minutes, then I'll treat you to the best szcheuan beef you've ever eaten."

"God Jim, my mouth is watering, does that ever smell wonderful."

They enjoyed a leisurely meal, discussing their week's events like two old friends, a feeling of comfort settling on each of them.

She helped him with the cleaning up and insisted he have a seat while she finished the washing up.

"Fair exchange for such a lovely dinner," she smiled at him.

"Oh but we still have dessert for you to make up with my sweet. I wonder what service you will offer in return for that?" he said softly as he stood behind her and ran his hands from her neck down to her hips and pulled her in towards himself.

Sarah was already starting to tremble as the memories of the previous Sunday passed through her mind. She leaned into him and his arms came around to encircle her. He nuzzled her neck and felt her shiver, smiling to himself at how responsive this woman was to him.

"I have something I want to ask you Sarah. I want you to think about it for a few days and then give me your answer. I'd like to know if you'd be interested in a more in-depth relationship with me?" he asked her, turning her around so that he could see her eyes as the question sank in.

"Ummm, what do you mean in-depth?" she asked. "I mean that we see each other exclusively, spend as much time together as possible, going out and doing all the things that lovers do. I would like us to take this further, what we started, but I feel we can only accomplish that if we have a relationship backing it up. Think about it, don't give me your answer yet, I'm very patient, take all the time you need."

She smiled up at him and inclined her head.

"You must be a mind reader Jim, actually I've thought of little else than of you this week. We've known each other for years and I was always attracted to you on some level, but I thought I just wasn't your type."

He held her close and whispered in her ear,

"You're more my type than you realize sweet Sarah. We're going to have fun getting to know each other, the important things, the things that you and I crave from each other." He lifted her face to his, his lips finding hers, kissing her in a way that made her heart flutter.

She sighed and smiled into his eyes, "Does this mean you won't continue with the spankings then?"

He swung her up into his arms and headed for the couch, laying her across his lap and lifting her skirt and laughed out loud when he caught sight of her lovely cheeks with the red thong separating the globes and brought his hand down in several quick, hard spanks.

She squirmed and tried to cover her bum with her hand but again he grabbed it and held it while he applied several more hard spanks. Her bum was starting to get warmer and pinker. He ran his finger down the thong to the front and found her to be very wet. He moved the panty aside and inserted his finger inside her, letting go of her hand and issuing several more hard spanks at the same time.

Sarah was beside herself, tears flowing freely down her cheeks and a feeling of unparalleled excitement coursing through her. She moaned his name and in one quick movement he flipped her over so that she was face up in his lap, his hand cupping her mound. Their eyes locked and she gave him a shy tremulous smile.

"Please Jim, I need you so," she whispered softly.

He stood up taking her into his arms once again and the next thing she knew they were in his bedroom, she was standing before him.

"Stay" he ordered. He then began to undress very slowly and deliberately before her, refusing to let her touch him, shaking his head when her hand came up to reach him as he stripped out of his shirt.

She so wanted to touch him, to feel his warmth and his strength. She was mesmerized by his naked splendor and licked her lips as her gaze wandered down, seeing him unbutton his pants and lower them and his briefs at the same time, his erection springing forth from its confines.

He lowered himself onto the bed, bunching up the pillows behind his back and head and sitting there gazing at her.

"Now, your turn sweet Sarah. dance for me, remove your clothing slowly and sensuously, show me how much you want me," he ordered softly.

She'd had her fair share of lovers, but never one that excited her so, never one that made her feel as if she was in an elevator plunging down at high speed.

And so she danced for him, using all her womanly wiles, her half smiles when she noticed his nostrils flaring. She teased and enticed him until all her clothing lay in a pile at her feet.

He held a hand out to her and ordered gruffly, "Come."

She got onto the bed and eased her body onto his, reaching up and locking her lips to his, capturing his tongue and sucking it, gently nipping his lips, finally getting her fill of touching his hard muscled body. She knew what she had to do next, she had to show him how much she appreciated his caring discipline and so she kissed her way down his body, investigating, probing, touching every part of him.

He had a strong feeling about this woman, she showed a lot of promise. He was convinced that a relationship with her was really the only way they could both satisfy their needs, hers to be cherished and cared for, albeit with a strong hand now and again.

He smiled to himself, thanking the powers that be for having caused her reckless driving to run into him that night. It was obvious that she enjoyed suffering the payments as much as he enjoyed inflicting them.

Off my official blog (http://savannanicoleofficial.com/2013/07/repaying-a-debt/)

actionmaster6
07-14-2013, 11:14 AM
Would love to see where their relationship goes in the future. Well written story.